Ohio Department of Insurance OH-Life-Agent-Series-11-44 Value Pack (Frequently Bought Together)

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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. Which of the following is a life insurance contract written on the life of an individual?

A) Survivorship Policy.
B) Joint Life Contract.
C) Insurance.
D) Single-Life Insurance.

2. All of the following statements apply to the surrender of an annuity contract EXCEPT

A) surrender charges diminish over a stated number of years and will eventually disappear.
B) surrender charges will reduce the contract payout amount.
C) the right to surrender Is available on immediate and deferred annuities.
D) the owner has the right to surrender the contract during the accumulation period.

3. The grace period is a period of time

A) after the premium is due but while the policy remains in force.
B) after the premium is paid and before the policy is issued.
C) after the premium is received and before the policy is issued.
D) between the death of the insured individual and the payment of the benefits.

4. Which of the following statements BEST describes a single premium cash value policy?

A) It waives one future premium if the owner becomes disabled.
B) It requires the policyowner to pay one premium annually.
C) It provides for only one premium to be paid without evidence of insurability.
D) It requires only one payment to make the policy paid up.

5. The structure of a credit life insurance policy does NOT allow for

A) conversion privileges.
B) coverage amount to match the loan amount.
C) group policies.
D) Individual policies.

Solutions: