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Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

1. All advertisements for health insurance shall make clear the identity of the:

A) Insured
B) Beneficiary
C) Insurer
D) Insurance Commissioner

2. All of the following are true of insurance EXCEPT:

A) It is a means of sharing losses
B) It eliminates risk
C) It transfers risk
D) It protects against uncertainty

3. Under federal law, an insurance producer may be sentenced to prison for:

A) Selling insurance with a nonresident license
B) Embezzling money from an insurance company
C) Suing an insurer over contract violations
D) Inducing a client to sign an application for insurance

4. To be eligible for major medical extended care benefits, a patient must:

A) Require continuous skilled nursing care
B) Require physical therapy
C) Be terminally ill
D) Have had surgery

5. In Maryland, an insurance producer is a person who solicits, negotiates, or sells insurance plans PRIMARILY in conjunction with:

A) Enrolling individuals in group plans
B) Performing clerical duties
C) Earning commission
D) Acting as a regularly salaried officer

Solutions: