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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Insurance Regulation | 12% | - Federal regulation
|
| Topic 2: Title Insurance Principles | - Insurable interests
| |
| Topic 3: General Insurance Concepts | 3% | |
| Topic 4: Title Exceptions and Procedures for Clearing Title | 21% | - General exceptions - Liens and encumbrances
|
Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:
1. A purchaser on a real estate contract has what interest in the subject property?
A) purchaser's interest
B) vendee's interest
C) fee simple interest
D) equitable interest
2. The term used in the Real Estate Settlement Procedure Act (RESPA), that describes a situation in which a person must use a particular provider for settlement services in order to have access to some distinct service or property, is known as
A) tied benefits.
B) anti-kickback.
C) bundled services.
D) required use.
3. What is the purpose of probate of an estate?
A) to establish heirs
B) to transfer a deceased's debts
C) to avoid inheritance tax
D) to foreclose a lien
4. When a mortgagee's title insurance policy is issued and no owner's policy will be issued, a written waiver must be signed by the:
A) Mortgagor
B) Seller
C) Mortgagee
D) Title agent
5. The commissioner may refuse to issue a license if the applicant
A) provided incorrect information on licensing application.
B) has allowed an insurance license to lapse.
C) is not a resident of Pennsylvania.
D) is 20-years of age.
Solutions:
| Question # 1 Answer: D | Question # 2 Answer: D | Question # 3 Answer: A | Question # 4 Answer: A | Question # 5 Answer: A |
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