ACAMS Certified Anti-Money Laundering Specialists (the 6th edition) : CAMS

  • Exam Code: CAMS
  • Exam Name: Certified Anti-Money Laundering Specialists (the 6th edition)
  • Updated: Aug 20, 2026     Q & A: 865 Questions and Answers

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About ACAMS CAMS Exam

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The benefit in Obtaining the CAMS Exam Certification

  • ACAMS conducted a survey recently and the findings were pretty interesting on average, professionals who had their ACAMS made $25,000 more than their colleagues who did not have the CAMS certification!
  • Meeting mandated AML training needs through preparation and study
  • Protecting their company from money laundering threats and minimize money crime risks
  • Proving their AML experience to examiners and regulators
  • Increasing their skilled worth through a higher understanding of financial crime detection and hindrance techniques

Reference: https://www.acams.org/sites/default/files/2024-02/EN-CAMS_011924.pdf

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Certification Path

The CAMS Certified Anti-Money Laundering Specialist certification path includes only one CAMS certification exam.

ACAMS CAMS Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: AML/CFT Compliance Program26%- Customer Identification Program (CIP) and Customer Due Diligence (CDD)
  • 1. Beneficial Ownership Identification
  • 2. Customer Identification and Verification Procedures
  • 3. Enhanced Due Diligence (EDD)
- Record Keeping and Information Sharing
  • 1. Information Sharing Arrangements (e.g., Section 314(b))
  • 2. Confidentiality and Data Protection
- Ongoing Monitoring and Reporting
  • 1. Suspicious Activity Reporting (SARs)
  • 2. Transaction Monitoring Systems
  • 3. Currency Transaction Reporting (CTRs)
Topic 2: Compliance Standards for Anti-Money Laundering (AML) and Combating the Financing of Terrorism (CFT)25%- AML/CFT Compliance Program Designation
  • 1. Board and Senior Management Oversight
  • 2. Risk-Based Approach Implementation
  • 3. Components of an Effective AML/CFT Program
- AML/CFT International Standards
  • 1. United Nations (UN) Sanctions and Conventions
  • 2. Wolfsberg Group Principles
  • 3. Financial Action Task Force (FATF) Standards and Guidance
- AML/CFT Regulatory Bodies and Guidance
  • 1. Regulatory Expectations and Enforcement Actions
  • 2. Financial Intelligence Units (FIUs)
Topic 3: AML/CFT Investigations and Enforcement23%- AML/CFT Investigation Process
  • 1. Sources of Information and Open-Source Intelligence
  • 2. Interviewing Witnesses and Subjects
  • 3. Investigation Techniques and Evidence Gathering
- Enforcement Actions and Penalties
  • 1. Asset Freezing, Seizure, and Forfeiture
  • 2. Civil and Criminal Penalties
  • 3. Extradition and Mutual Legal Assistance
- Cooperation and Information Sharing
  • 1. Public-Private Partnerships
  • 2. Law Enforcement and Regulatory Cooperation
Topic 4: Money Laundering Risks and Methods26%- Payment Systems and Money Laundering Methods
  • 1. Trade-Based Money Laundering
  • 2. Correspondent Banking and Wire Transfers
  • 3. Digital Currencies and Virtual Assets
- Money Laundering and Terrorist Financing Risks
  • 1. Risk Assessment Concepts and Methodologies
  • 2. Jurisdictional Risks (High-Risk and Non-Cooperative Countries)
  • 3. Politically Exposed Persons (PEPs)
- Nature of Money Laundering, Terrorist Financing, and Threat Finance
  • 1. Differences between Money Laundering and Terrorist Financing
  • 2. Characteristics and Methods of Money Laundering
  • 3. Threat Finance and Terrorist Financing

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